Pet Insurance Comparison
| What's Covered by 1300 Insurance Pet Insurance? | Accident Cover accidental injury only | Comprehensive Cover accidental injury plus illness |
|---|---|---|
Annual Benefit Limit |
$8,000 | $15,000 |
% of Vet bill covered |
100%* | 100%* |
Choice of ExcessOne of the best ways to keep your premiums low but still enjoy maximum protection is to choose a higher excess. This lowers your premium considerably but still provides you with the high level of cover you need. Note: Dogs over the age of 5 years on application are only eligible for the $250 excess option. |
$100 or $250 per each unrelated condition | $100, $250 or $500 per each unrelated condition |
Covers Illnesses** |
 |
 |
Cancer treatment |
|
|
Skin Conditions e.g. allergies |
|
|
Ear / eye conditions |
|
|
Gastrointestinal problems |
|
|
Infectious diseases |
|
|
Tick paralysis - annual benefit |
|
$500 |
Covers Accidental Injury** |
|
|
Consultations and visits |
|
|
After-hours emergency visits |
|
|
Specialist care |
|
|
Laboratory and diagnostic tests |
|
|
Hospitalisation |
|
|
Radiology |
|
|
Prescription Medicines & drugs |
|
|
Surgery |
|
|
Cruciate ligament surgery |
|
|
Hereditary and congenital conditions |
N/A | |
Waiting periodThere is a 6 month waiting period for cruciate ligament claims unless we receive a letter from your vet certifying your pet has no cruciate ligament conditions |
No | 30 days for illness conditions |
Optional Routine Care Cover |
|
|
Lifetime cover - renewal offer guaranteed |
|
|
14 day-cooling off period |
|
|
Emergency Boarding FeesWe will pay up to $20.00 per day for the cost of boarding your pet at a licensed boarding facility if you are hospitalised up to an annual maximum of: |
$500 | $500 |
Overseas Pet TravelWe will pay for eligible veterinary costs that your pet has incurred whilst it is on holiday with you in destinations where your pet is not required to be quarantined on return to Australia |
|
|
Discount: up to 15%We offer an incremental 5% discount for each additional pet you insure after the first one up to a maximum discount of 15%. Example:2nd pet - 5% 3rd pet-10% 4 and more pets -15% |
|
|
- *
- Policy terms, conditions, excesses and limits apply. Please refer to the Product Disclosure Statement for full details of the cover provided.
- **
- These are defined policy terms with specific meanings. Please see Part B of the Product Disclosure Statement for a full definition of the terms.
